Van insurance for young drivers

How to find cheap van insurance for young drivers

For many people, it can be incredibly frustrating to find affordable van insurance for under 25’s.

Within the insurance industry, young drivers are considered high risk because of their lack of experience on the road.

This inexperience means they’re more likely to have an accident and to recover any potential pay-outs, insurers increase the premiums of young drivers.

What do i need to get temporary van insurance at a younger age?

How old do you have to be to insure a van?

The age you have to be to get a temporary van insurance policy will vary from insurer to insurer, but most set their minimum age at 21. In some cases it could be as high as 25, but that’s where our van insurance for under-25’s can help.

So can you get temporary van insurance when you’re under 25?

Yes, you can. Young drivers can get a temporary van insurance policy with Tempcover. We work with a large panel of independent insurers to offer temporary van insurance for under 25s.

While it’s not just annual cover that can be expensive and difficult to obtain for young van drivers, many providers are reluctant to offer short-term cover. This means that if you’re a young driver looking to borrow a friend’s van or need cover for work, you could be stuck without an option.

However, we’re confident that we can offer cheap van insurance for young drivers from a wide range of backgrounds and of varied driving experience. The best way to find out if we can insure you is to get a quote – it only takes a few minutes!

What should i provide?

All drivers looking to get an insurance quote will need to provide some basic information about themselves and their vehicle, and this is the case when you choose us for temporary cover, but we aim to make the process as swift as possible.

You’ll need to enter your name, address, D.O.B, occupation, and contact details to get a quote – as well as details about the vehicle you wish to be insured on.

Once you’ve entered this information, you should be presented with a range of quotes from our panel of insurers.

To be able to get a quote, you must meet the minimum requirements set by the insurers. These include but are not limited to:

• You are aged 17-77
• You have no more than 7 penalty points in the last 3 years
• You have not been disqualified in the last 2 years
• You must be looking to insure a vehicle in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
• You must be looking to insure a vehicle that is taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
• Your vehicle must not be declared as SORN

When could temporary van insurance for young drivers help me?

When you’re moving house

Leaving home for the first time is a huge milestone in a young person’s life. If you’re moving out, then it’s likely you’ll need to borrow a van to move all your larger belongings, a job your car is probably not up to.

At what is usually a stressful and expensive time, a temporary van insurance policy could save you a lot of time and money.

Without having to fork out for an annual policy or having to adjust an existing policy, you can focus on packing and move without the extra headache of having to fiddle with insurance.

A short-term policy aimed at under 25s offers comprehensive cover throughout, and also protects the vehicle owners no claims discount. It gives complete peace of mind to you and the vehicle owner, and you can even add another named driver on to the policy to share the journey.

If you need a van for work

If you rely on your van for work, a breakdown could end up costing you a lot of money both in repairs and in wages.

Whether you’re self-employed, a tradesman, or just use your van to get to and from work, losing your vehicle for any period of time can cause a lot of stress and worry.

To get you back on the road as quickly as possible, temporary van insurance on a friend or family member’s vehicle can be arranged in just a few minutes, and you can get covered from the moment you need to.

Depending on how long your own vehicle will be off the road, you can select how long you want to be insured for, from two days if it’s going to be a quick fix, all the way up to a month.

Don’t worry about being added as a named driver to their policy, which can come with admin fees and an increase in premiums. A temporary van insurance policy gives you value for money, while protecting you and the vehicle owner if the worst should happen.

What’s more, the vehicle owner won’t have to worry about their no claims discount. As an entirely separate policy, any claim you had to make on your temporary policy wouldn’t have any affect on their annual one.

Why choose van insurance for young drivers?

Young van drivers should be able to have access to insurance that’s affordable and flexible, and built to suit their needs.

Van insurance for young drivers gives you all that, and the security that you have comprehensive cover no matter whose van you’re driving.

Once you’ve chosen the quote you want, you can customise your policy to suit your situation.

You can adjust the duration of the policy, from van insurance for a day up to 28 days, chose when you want the policy to begin – down to the minute – and add a number of affordable extras, including gadget cover and roadside breakdown assistance.

We hope that as many drivers under 25 can find cheap van insurance that works for them at Tempcover, so why not get a quote to find out how it could save you time and money.