Monthly car insurance gives you the cover you need for 28 days. It can be a great way to cut costs if you only drive for short periods.
Finding cheap monthly temporary car insurance can be difficult but with temporary insurance, you only pay for the cover you actually need.
Insure a car for a month quickly and easily with Tempcover to get the cover you need.
Yes – and with Tempcover, it’s never been easier. In just a few clicks and with some of your details, we can provide one month car insurance quotes from our panel of insurers. You can then be insured from a moment of your choosing, and we’ll email all the necessary documents right over to you.
One month car insurance is the truly flexible option when it comes to cover. By only paying for the duration you need it for, you get better value for money overall.
For monthly insurance as and when you need it, temporary car insurance is the ideal insurance option.
Just because you’re getting cover for just 1 month, it doesn’t mean your level of cover has to suffer. Here is what you can expect to be covered when you choose monthly car insurance from Tempcover.
What’s covered with one month car insurance |
What’s not covered with one month car insurance |
| Fully comprehensive insurance as standard on all monthly car insurance policies | The excess you agreed to pay |
| Accidental and malicious damage to your car | Release from an impound (unless you buy a specific temporary impounded vehicle policy) |
| Legal liabilities for injury or damage to another person or their property | Additional drivers – we can only cover the driver named on the policy |
| Driving in the UK, and in some instances driving in the EU |
Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.
Tempcover work with several short term insurance providers to offer one month car insurance. This means we can offer cover to a wide of drivers. Despite our wide acceptance criteria, you will still have to meet some basic requirements to be able to get a quote.
To get monthly car insurance cover, you must |
To get monthly car insurance cover, your car must |
| Be aged 17-78 years old | Be valued between £1,500 and £65,000 |
| Hold a UK or EU driving licence | be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT) |
| Have been a permanent UK resident for the last 12 months or a British expatriate | The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase) |
| Have no more than 7 licence points in the last 3 years | Not be modified in any way except for those designed to aid disabled drivers |
| Have not been disqualified from driving for the last 2 years | Be a right-hand drive car |
| Have no more than 2 fault claims in the last 3 years | Have no more than 8 seats |
| Have no criminal convictions | Not be declared SORN |
| Not have had a previous policy of insurance declared void by an insurer |
Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.
The cost of car insurance per month will depend on the details of the driver – for example, their age, location, driving experience and licence type. It will also depend on the car you want to insure. Smaller engine, lower value cars are cheaper to insure as they are cheaper to repair or replace.
Some of the most common everyday situations for drivers choosing a 1 month car insurance policy include:
In all these situations, as well as temporary car insurance for young drivers, you may find that a month is longer than you need cover for. Don’t worry, with Tempcover, you can get the exact policy you want. If you only need insurance for a few hours or days, you can get it with temporary car insurance.
We also currently hold an ‘Excellent’ rating on Trustpilot with over 30,000 reveiws.
UK Business & Innovation Awards
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British Insurance Awards
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UK Customer Experience Awards
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Insurance Times – Tech & Innovation Awards
Best Use of Technology for Customer Experience
UK Broker Awards
Customer Service Award
Digital Broker Award
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Best Digital Team
Online User Experience Programme Award
UK Business Awards
Insurance/ Banking and Financial Services Award
After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.
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