Daily car insurance

When you only car cover by the day

Having annual insurance is great for year-round drivers, but there are many times when we need insurance that’s a bit more flexible. Paying for daily car insurance can be the perfect solution for a wide range of everyday situations.

Getting daily car insurance can save you time and money, and it’s never been easier to arrange. Whether you’re out for a test drive, moving house, or just need to borrow a friend’s car; daily insurance is affordable, flexible and available in minutes.

Who can get daily car insurance?

A short-term policy can be the best option in a lot of situations, and most drivers will be able to get a quote. There are a few exceptions, but you should be okay so long as you meet the following requirements:

• You hold a valid UK driving licence, EU driving licence or UK provisional driving license (for learner driver insurance only)

• Are aged between 18 and 75

• Need cover from 1 – 28 days

You may still be able to get a daily car insurance quote, even if:

• You can have penalty points on your license (though some restrictions do apply)

• You want to add an additional driver

When is daily car insurance the best option?

Borrowing a car for a day or two

Maybe your vehicle’s off the road, or perhaps you need to borrow a larger vehicle for a group trip. Whatever the reason, if you’re borrowing a car you always need to make sure you have the proper insurance in place.

This can be done in several ways, but the easiest and often cheapest way is with a temporary insurance policy. Short term car insurance is perfect for those times when you only need to borrow a set of wheels for a day or two.

There are even some optional extras, and most drivers with a daily policy can get roadside breakdown assistance added. For as little as £1, it could be a lifesaver if you something goes wrong en-route to your destination.

With daily car insurance, you’re legally insured to drive the vehicle. You also get comprehensive cover so if you’re in an accident, any damage to the car as well as any third-party is covered.

On a test drive

Getting daily car insurance can be ideal for test drives. It gives you cover to test the vehicle without having to worry about any changes to an existing policy.

It’s especially good if you want to test a number of cars and if you decide to buy one, you can purchase a longer temporary policy (up to 28 days) while you arrange annual cover. This way there’s no waiting around to get your new purchase on the road.

In an emergency

You never know what’s around the corner and if you need to get somewhere in an emergency, getting insurance needs to be simple, straightforward and quick.

Paying for daily car insurance

Buying insurance for just a day or two is great for when you’re driving a car that’s not your own. Up until a few years ago, if you wanted to drive a friend or family member’s car then you either had to hope you had a Driving Other Cars clause, be added as name driver to their policy, or simply buy a years’ worth of cover yourself.

These options were expensive and tended to be a hassle to arrange. Thankfully you can now buy daily car insurance, which means you only pay for the cover you need.

A temporary policy not only covers you as the driver but unlike other policies, it acts as standalone cover which means that the vehicle owner’s No Claims Discount is safe. Whoever you’re borrowing the car from will feel at ease knowing that if the worst should happen, they’re protected.

Get car insurance that suits your needs

With its flexibility and often cheap price, buying insurance for a day is the best choice for many everyday tasks. You can tailor the policy to suit you but if you need longer cover, you can purchase temporary insurance for up to a month.